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Group Schemes

Philip Williams and Company is the UK's leading provider of group insurance schemes to the Police Service. Also providing bespoke insurance schemes to other affinity groups and organisations. We specialise in analysing the needs of the group and creating tailor made packages of cover to suit. Each scheme may have different types of cover, and various levels within each cover. By grouping everything together under one package, with a single regular premium for all covers, premiums can be kept low, often much lower than when each insurance is purchased individually. If you are a member of one of our Group Insurance Schemes. Click below to find out more, buy now, or call 01925 604421.

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Travel & Essentials Package

Choose just Worldwide Annual Travel Insurance, or add our Essentials Package to include Motor Breakdown Cover and Home Emergency Cover, all rolled into one neat money saving deal. Click below to find out more, buy now, or call 01925 604421.

Please note this product is temporarily unavailable.


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Short Stay Travel Insurance

Our Short Stay Travel Insurance is great when you know you are only going to travel occasionally, or for a short period up to 45 days.

Please note this product is temporarily unavailable.


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Healthcare Scheme

Anyone who works in the police is a friend of Bupa’s. That’s why Bupa offer you and your family a discount on the Philip Williams Bupa Healthcare Scheme. Terms and conditions apply.
Call 01925 604421 for a quote (calls may be recorded or monitored).


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Denplan/Simplyhealth

Great reasons to join today

Maintain your smile with money back towards the cost of your routine and restorative dental treatments. Cover starts from only £9.80 a month.

  • Money back for check-ups
  • Money back for hygiene treatments
  • Money back for dental x-rays
  • Money back towards dental treatments such as fillings, bridges and crowns
  • Cover for dental injuries and emergency care if your teeth are damaged in an accident or you need urgent treatment
  • Cover for the whole family is available

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High Risk Voyager Travel Insurance

This policy offers a great deal of flexibility and has many different options and I am also pleased confirm that High Risk Voyager Travel Insurance now has Coronavirus / COVID-19 cover available regardless of FCDO travel restrictions.


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Our telephone lines are open from 9:00 to 16:00 Monday to Friday.

If you have a query relating to Travel Insurance please email enquiries@philipwilliams.co.uk with your contact details and full enquiry.

You should obtain and follow advice given by the Foreign Commonwealth and Development Office (FCDO) and local or UK health authorities. Where you have a query that relates to your travel plans, you must contact your tour operator, airline, accommodation provider or other travel companies to discuss options such as refunds, amendments or postponements.

FCDO advice can be found at www.gov.uk/foreign-travel-advice

For trips involving a stopover in an area for which there is a FCDO directive in place, you should check with your travel provider to see if they can change your itinerary. For trips to countries where there has been an outbreak of Coronavirus, but for which no FCDO directive is in place, you must contact your travel provider to see if they can assist you with amending your trip. While we appreciate that you may no longer wish to travel, your insurance will not cover a cancellation claim in these circumstances. Check your policy terms and conditions to see what cover applies and how much you may be able to claim.


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